† The minimum single premium amount will depend on the entry age (as of next birthday) of the life assured and the payment method. You are advised to refer to the product summary for more details.
For other forms of TPD, it must occur before the policy anniversary on which the life assured is age 65 next birthday.
For TPD that takes the form of total and irrecoverable loss of the: (a) sight in both eyes (b) use of two limbs at or above the wrist or ankle or (c) sight in one eye and the use of one limb at or above the wrist or ankle, the life assured will be covered for the whole of the policy term. * Guaranteed survival benefit equivalent to 3.50% of the single premium will be payable annually on survival of the life assured at the end of each of the two policy years.ġ If the life assured dies or suffers from Total and Permanent Disability (TPD), we will pay 105% of the single premium, or the surrender value of the policy, whichever is higher, less any indebtedness under the policy.
